Citi has made changes to its credit card rules. The Citi family cards now have a 48-month clock, similar to American Airlines cards. Citi has a rule that once you receive a signup bonus on a credit card, you cannot get it again within 24 or 48 months, depending on the card.
The language of the rule differs by card. This post explains the nuances of the rule for each card. The cards are separated into three groups: Rewards+, Premier, Prestige, and Preferred family of ThankYou cards, American Airlines and Custom Cash cards, and Double Cash card.
The post covers topics such as card doubles, workarounds, downgrades, and calculating dates.
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