In the midst of rising inflation rates, I wrote extensively about using i bonds as a hedge to protect assets. Many readers have asked about the optimal time to cash out their i bonds. The answer depends on when they were purchased.
It is important to note that i bonds must be held for at least one year, and there is a 3-month interest penalty if liquidated before 5 years. Currently, everyone should have earned the previous 6.48% variable rate within the past 3 months. The date when the 3-month interest penalty drops to 3.38% varies based on the month of purchase.
The Chase Ink cards are renowned for their exceptional rewards and benefits. With options like the Ink Business Preferred® Credit Card, Ink Business Unlimited® Credit Card, Ink Business Cash® Credit Card, and Ink Business Premier℠ Credit Card, these cards offer unparalleled value. Previously, the Ink Preferred card required $15,000 of spending in 3 months to earn a generous 100,000 ultimate rewards points signup bonus.
However, Chase has recently made it even better by reducing the spending requirement to just $8,000 within 3 months! What's more, getting approved for these cards has become easier, with many applicants experiencing high approval odds. Don't miss out on this amazing opportunity to earn valuable credit card points. Make sure to check your eligibility and seize the chance to sign up today!
Get 10% back as a statement credit when you use your enrolled card to make direct purchases with select streaming services. Plus, there's no direct link required! Hurry, this offer ends on 12/31/23, with a limit of $15 back. Discover a list of eligible streaming services and learn more about American Express offers here.
If you have any questions about American Express sync offers, find answers in our informative blog post. Uncover the benefits of Amex sync and explore profitable examples. Don't miss out on this exciting opportunity!
Limited Time Offer: Get Rewarded with the Hilton Honors Card from American Express! Earn a whopping 70,000 bonus points and a complimentary reward night at Hilton hotels worldwide after spending just $1,000 in the first 3 months. Plus, enjoy exclusive perks like Hilton Silver status with a 20% bonus on points, your 5th night free on awards, and even complimentary bottled water. And that's not all - spend $20,000 in a year and unlock Hilton Gold status! Earn generous points on everyday purchases at gas stations, restaurants, and supermarkets.
Best of all, there's no annual fee! Don't miss out on this incredible offer - it expires tonight at 9:59pm ET! Visit AmericanExpress.com now to learn more and start your rewarding journey with the Hilton Honors Card!
Exciting News: Get ready for an amazing offer! From 7/18/23 to 9/17/23, American Express is bringing back an exclusive deal that will have you on cloud nine. Spend $1,000 and earn a whopping 17,500 Membership Rewards points! But wait, there's more! Check your Amex account for an incredible opportunity to receive a $200 statement credit by spending just $1,250 at ita-airways.com/en_en/ by 10/2/2022. This offer is valid for Ita Airways flights originating in the US and purchases made directly on their website or mobile app.
Don't miss out on this unbeatable discount available on select personal and business cards. Start planning your dream getaway now!
Exciting News: Capital One is generously rewarding credit card users with a fantastic opportunity on 7/18/23! By simply signing up for an AARP membership through their login, some lucky individuals are earning an incredible $26. Hold onto your seats, because that's not all! If you manage to discover and enroll in the Chase program, you'll also receive an additional $8. This means you could potentially make a mind-blowing $22 in total! Don't miss out on this thrilling chance to boost your finances.
Act fast and grab this exhilarating money-making opportunity with Capital One. (Jason)
Get a $50 statement credit when you use your American Express business card to open a new Verizon Wireless business account online. This amazing deal is available until 8/28/2023, so don't miss out! There's no minimum spend requirement, making it even more generous than previous offers. Plus, it seems like you can stack this with some portal earnings.
Discover what works for you and share your experience in the comments. Hurry and visit verizon.com/amex75 to take advantage of this fantastic opportunity for new Verizon business customers. Terms and conditions apply.
Check your American Express (Amex) statements for an amazing deal on GQBox.com. Spend $25 or more and receive a $25 statement credit. Additionally, there's a similar offer for Allure where you can get $10 off $15.
Take advantage of this by purchasing two boxes priced at around $29 to $33 (taxes included). After applying the $25 Amex credit, the cost will be reduced to only $4 to $8. Some Reddit users even suggest using a shopping portal like Rakuten or TopCashback to earn an extra $5 or $5.25.
Don't miss out on these incredible savings!
Get ready for some incredible savings! The American Express credit card deal is expiring tonight at 7:59pm ET, so you'll want to act fast. But don't worry, the benefits are worth it. Head over to AmericanExpress.com to learn more about the amazing perks you can enjoy.
And that's not all - the Chase offer has already been used up, but fear not, the Discover deal is still available until 7/17 at 7:59pm ET. Plus, there's a special offer for Prime Day! Redeem just one Amex point and save big on Amazon. Click the link above to see if you're eligible and activate the promotion.
The savings vary, with options like 40% off up to $60 or even 50% off up to $80 back. Don't miss out on these incredible discounts - time is running out!
Bank of America has been fined $250 million by the CFPB, with $100 million going to affected customers and $90 million as penalties to the CFPB. An additional $60 million in penalties was imposed by the Office of the Comptroller of the Currency. The bank was found guilty of systematically charging excessive fees to customers with insufficient funds, failing to provide promised credit card rewards, and opening unauthorized accounts using personal information.
The penalties highlight the bank's unethical practices and serve as a reminder of the importance of protecting consumer rights.













