
Looking for a no annual fee credit card with great rewards? Consider the Chase Freedom Flex and Freedom cards, both of which offer 5% cash back on quarterly bonus categories. But here's a little secret – you'll actually receive 5 Ultimate Rewards points per dollar spent, which can be even more valuable than cash. If you max out the $1,500 in bonus spending each quarter, you can earn at least 30,000 Ultimate Rewards points over the course of a year. Plus, if you activate your card by today, you'll retroactively receive 5 points per dollar for all bonus spending since the beginning of the quarter. Don't miss out on this quarter's categories, which include grocery stores (both large chains and local shops). And if you really want to maximize your rewards, consider getting multiple Freedom cards – just like the author and their spouse did!