Hibernia Bank is currently offering a bonus of $200 for new checking account holders who meet certain requirements. To qualify for the bonus, you must open a new account and set up a direct deposit of your full recurring paycheck, retirement, or government benefits. You must also maintain a monthly average balance of $500 and avoid any overdrafts during the 90-day qualifying period.
It's important to note that all bank account bonuses are considered income and are subject to taxes.
The Hibernia Bank checking account has no monthly fees, making it a great option for those looking to avoid extra costs. Unfortunately, information on early account termination fees and ChexSystems checks is not readily available. It's best to inquire about these details before opening an account. Additionally, it's unknown whether the bank performs a hard or soft pull on your credit when you apply.